:root{--bg:#f7f8f5;--surface:#fff;--ink:#1a2332;--muted:#5a6577;--border:#d8dde6;--brand:#1f6b4a;--brand-dark:#155239;--brand-soft:#e8f5ef;--accent:#c45c26;--warn-bg:#fff8e8;--radius:10px;--shadow:0 1px 3px #1a233214;--max:720px;--wide:960px;--font:system-ui, -apple-system, "Segoe UI", Roboto, Ubuntu, Cantarell, "Noto Sans", sans-serif}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth;font-size:17px}body{font-family:var(--font);color:var(--ink);background:var(--bg);flex-direction:column;min-height:100vh;margin:0;line-height:1.65;display:flex}img{max-width:100%;height:auto}a{color:var(--brand);text-underline-offset:2px;text-decoration-thickness:1.5px}a:hover{color:var(--brand-dark)}.site-header{background:var(--surface);border-bottom:1px solid var(--border);z-index:20;position:sticky;top:0}.site-header__inner{max-width:var(--wide);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.75rem 1.5rem;margin:0 auto;padding:.85rem 1.25rem;display:flex}.logo{color:var(--ink);letter-spacing:-.02em;font-size:1.2rem;font-weight:750;text-decoration:none}.logo span{color:var(--brand)}.nav{flex-wrap:wrap;gap:.35rem 1.1rem;font-size:.95rem;display:flex}.nav a{color:var(--muted);font-weight:550;text-decoration:none}.nav a:hover,.nav a[aria-current=page]{color:var(--brand-dark)}.site-main{width:100%;max-width:var(--wide);flex:1;margin:0 auto;padding:1.75rem 1.25rem 3rem}.prose{max-width:var(--max)}.prose h1{letter-spacing:-.025em;margin:0 0 .75rem;font-size:clamp(1.65rem,4vw,2.15rem);line-height:1.25}.prose h2{letter-spacing:-.02em;margin:2.25rem 0 .75rem;font-size:1.35rem}.prose h3{margin:1.5rem 0 .5rem;font-size:1.1rem}.prose p,.prose ul,.prose ol{margin:0 0 1rem}.prose ul,.prose ol{padding-left:1.25rem}.prose li{margin-bottom:.35rem}.lead{color:var(--muted);font-size:1.08rem}.callout{background:var(--brand-soft);border-left:4px solid var(--brand);border-radius:0 var(--radius) var(--radius) 0;margin:1.25rem 0 1.5rem;padding:1rem 1.15rem}.callout strong{color:var(--brand-dark)}.note{background:var(--warn-bg);border-radius:var(--radius);color:var(--muted);border:1px solid #f0d9a0;margin:1.25rem 0;padding:.9rem 1.1rem;font-size:.95rem}.table-wrap{border:1px solid var(--border);border-radius:var(--radius);background:var(--surface);box-shadow:var(--shadow);margin:1.25rem 0 1.5rem;overflow-x:auto}table{border-collapse:collapse;width:100%;min-width:520px;font-size:.92rem}th,td{text-align:left;border-bottom:1px solid var(--border);padding:.7rem .85rem}th{color:var(--ink);background:#eef2ef;font-weight:650}tr:last-child td{border-bottom:none}tbody tr:nth-child(2n){background:#fafbf9}.faq details{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);margin-bottom:.65rem;padding:.75rem 1rem}.faq summary{cursor:pointer;font-weight:650;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary:before{content:"+ ";color:var(--brand);font-weight:700}.faq details[open] summary:before{content:"− "}.faq details p{color:var(--muted);margin:.65rem 0 .15rem}.cta{background:var(--brand);color:#fff;border-radius:var(--radius);text-align:center;box-shadow:var(--shadow);margin:2rem 0 0;padding:1.25rem 1.35rem;font-weight:650;text-decoration:none;display:block}.cta:hover{background:var(--brand-dark);color:#fff}.cta small{opacity:.9;margin-top:.25rem;font-weight:500;display:block}.hero{background:var(--surface);border:1px solid var(--border);border-radius:calc(var(--radius) + 2px);box-shadow:var(--shadow);margin-bottom:2rem;padding:1.75rem 1.5rem}.hero h1{letter-spacing:-.03em;margin:0 0 .5rem;font-size:clamp(1.75rem,4.5vw,2.35rem)}.tagline{color:var(--muted);margin:0 0 1.25rem;font-size:1.05rem}.grid{grid-template-columns:1fr;gap:1rem;display:grid}@media (width>=640px){.grid{grid-template-columns:repeat(2,1fr)}}@media (width>=900px){.grid-3{grid-template-columns:repeat(3,1fr)}}.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:1.15rem 1.2rem}.card h2,.card h3{margin:0 0 .4rem;font-size:1.1rem}.card p{color:var(--muted);margin:0;font-size:.95rem}.card a{color:inherit;text-decoration:none}.card a:hover h2,.card a:hover h3{color:var(--brand)}.list-plain{margin:0;padding:0;list-style:none}.list-plain li{border-bottom:1px solid var(--border);padding:.85rem 0}.list-plain li:last-child{border-bottom:none}.badge{text-transform:uppercase;letter-spacing:.04em;background:var(--brand-soft);color:var(--brand-dark);vertical-align:middle;border-radius:999px;margin-right:.4rem;padding:.2rem .5rem;font-size:.72rem;font-weight:700;display:inline-block}.badge--pending{color:var(--muted);background:#eef0f4}.site-footer{border-top:1px solid var(--border);background:var(--surface);color:var(--muted);padding:1.5rem 1.25rem;font-size:.9rem}.site-footer__inner{max-width:var(--wide);flex-wrap:wrap;justify-content:space-between;gap:.75rem 1.5rem;margin:0 auto;display:flex}.breadcrumb{color:var(--muted);margin-bottom:1rem;font-size:.88rem}.breadcrumb a{color:var(--muted);text-decoration:none}.breadcrumb a:hover{color:var(--brand)}.meta{color:var(--muted);margin-bottom:1.25rem;font-size:.88rem}.quote-band{background:var(--brand-soft);border-top:1px solid var(--border);padding:2rem 1.25rem 2.25rem}.quote-band__inner{max-width:var(--max);margin:0 auto}.quote-band h2{letter-spacing:-.02em;color:var(--brand-dark);margin:0 0 .35rem;font-size:1.35rem}.quote-band__lead{color:var(--muted);margin:0 0 1.25rem;font-size:.98rem}.quote-form{background:var(--surface);border:1px solid var(--border);border-radius:calc(var(--radius) + 2px);box-shadow:var(--shadow);padding:1.25rem 1.2rem 1.35rem}.quote-form__grid{grid-template-columns:1fr;gap:.85rem 1rem;display:grid}@media (width>=560px){.quote-form__grid{grid-template-columns:1fr 1fr}}.quote-field{color:var(--ink);flex-direction:column;gap:.3rem;font-size:.88rem;font-weight:600;display:flex}.quote-field--full{grid-column:1/-1}.quote-field input,.quote-field select{font:inherit;border:1px solid var(--border);border-radius:var(--radius);color:var(--ink);background:#fff;padding:.55rem .7rem;font-weight:500}.quote-field input:focus,.quote-field select:focus{outline:2px solid var(--brand);outline-offset:1px;border-color:var(--brand)}.quote-check{color:var(--muted);cursor:pointer;align-items:flex-start;gap:.55rem;margin:1rem 0 1.1rem;font-size:.92rem;display:flex}.quote-check input{width:1.05rem;height:1.05rem;accent-color:var(--brand);margin-top:.25rem}.quote-submit{width:100%;font:inherit;border-radius:var(--radius);background:var(--brand);color:#fff;cursor:pointer;box-shadow:var(--shadow);border:none;padding:.75rem 1.1rem;font-weight:650;display:inline-block}.quote-submit:hover{background:var(--brand-dark)}.quote-privacy{color:var(--muted);margin:.85rem 0 0;font-size:.82rem;line-height:1.45}.quote-msg{border-radius:var(--radius);margin:.85rem 0 0;padding:.7rem .85rem;font-size:.95rem;font-weight:550}.quote-msg--ok{background:var(--brand-soft);color:var(--brand-dark);border:1px solid #b8dfc9}.quote-msg--err{color:#8a2b1a;background:#fff0ee;border:1px solid #f0c4bc}#quote{scroll-margin-top:4.5rem}.hero-lifetime{margin-top:1.15rem;margin-bottom:1rem}
